Allowed from later of 4th policy anniversary or age 18 whichever is later.
4th & 5th year : 25 % of the fund Value
6th year onwards : Fund value – (125% of AP)
Single premium : Fund value – (10,000)
4 free withdrawals in a year. After that 100/- per withdrawal.
Bonus Units will be allotted as follows:
8th Yr. : 15% of average Basic premium paid
15th Yr. : 25% of average Basic premium paid
20th Yr : 60% of average Basic premium paid